Helping you secure the right financial solutions if you have Adverse Credit
Adverse Credit Mortgages and Remortgages, often known as bad credit mortgages, are designed for individuals with a less-than-perfect credit history, such as those with County Court Judgments or bankruptcies. These mortgages may come with higher interest rates and require a larger deposit, reflecting the higher risk perceived by lenders.
Getting a mortgage with adverse credit can be challenging, but that's where a broker like MMB Finance can be invaluable. We have access to a wide range of products and exclusive deals, can offer personalised advice, and help you navigate the complex application process, increasing the chances of approval and potentially securing more favourable new finance for the future.
MMB Finance – Your Personal Mortgage Adviser in Swindon
Mortgage Services We Provide In Swindon
Mortgages for first time home buyers. There are specialised mortgages designed for individuals with less-than-ideal credit scores. These often require a higher deposit to offset the lender's risk, typically around 15% of the property's value.
Need to raise money to repay credit cards or loans. If you are struggling with a poor credit score. Raising capital could be your stepping stone to repairing your credit and clearing debts. We can simplify the journey for you, guiding you through the process.
Navigating the mortgage market with a less-than-perfect credit score can be daunting. We have helped individuals overcome financial hurdles and can guiding you through the process.
What Makes MMB Finance's Services Unique In Swindon?
Face-to-Face Service
Another advantage of being independent and our long experience as financial advisers is that we are able to provide you with a full range of financial services, including mortgages, second charge loans, buy-to-let mortgages, life insurance, family protection insurance, buildings and contents insurance, estate planning, will writing and personal finance planning, amongst others.
This means that we are able to advise you on your entire financial position, rather than only specific parts. This could help you save cost, in the long-term, by ensuring you have the right financial services for your circumstances.
No Fees For Advice
We charge no fees* for our advice to you, which means our advice is effectively free!
Most advisers, such as estate agents and other businesses offering usually charge a broker's fee on top of the commission they receive from the lender. You can be assured that you will not be charged such fees by us.
Local Knowledge & Experience
We tend to concentrate on working locally, within a 40 mile radius of Swindon (Gloucester, Cheltenham, Bristol, Bath, Cirencester, Oxford, Reading) and have strong ties to Swindon and its surrounding regions. Many of our loyal clients have been with us for over 25 years and we regularly review and update their financial plans. Our reputation is strong, as is our customer satisfaction, with many positive reviews from previous clients.
Our local knowledge brings experience of the local market and its trends. This crucial information can make a difference to the advice given to you, as local influences can be very different to national trends. Therefore, our local knowledge is used to make sure you have sound financial advice to give you the financial services which are best for you.
100% Independent Broker
MMB Finance has been a leading independent brokerage in Swindon since 1996 and has over 35 years of industry experience. Being independent means we are not tied to any bank, building society or lender of any type. Consequently, you can be assured that you will always receive objective advice, which is suited to your personal situation.
Furthermore, being an independent broker, we have access to any lender, bank or building society in the UK, which gives you access to the best possible product for your needs.