LIFE INSURANCE - PROTECTING YOUR FAMILIES AND LOVED ONES DESIGNED TO FIT YOUR UNIQUE LIFE STYLE

At MMB Finance, we understand that life is unpredictable, but your financial security shouldn't be. Our bespoke life insurance solutions are tailored to fit your unique lifestyle, ensuring that your loved ones are protected, even in your absence. With a range of flexible policies, we offer the peace of mind you deserve, safeguarding your family's future against life's uncertainties. Trust us to help you secure a legacy of care and stability for those you cherish most. Choose MMB Finance – where your family's protection is our priority.

Secure Your Future with MMB Finance: Expert Advice for Life and Critical Illness Cover

At MMB Finance, we recognise that every individual has a unique journey, and we are committed to ensuring that your life's path is secured with comprehensive life insurance and critical illness protection. With a dedicated advisers in Swindon is at the forefront of providing personalised advice, guiding you to the insurance policy that best fits your lifestyle and needs. We take pride in our ability to offer face-to-face consultations, fostering trust and understanding that are crucial when making decisions about your family's future. With MMB Finance, you gain more than just an insurance policy; you gain a partner who values your peace of mind as much as you do. Let us help you navigate the complexities of life insurance, so you can focus on what matters most – living your life with confidence and security.
Life Insurance Enquiry
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Life Insurance

Secure Your Family's Future with MMB Finance: Customised Life Insurance for Your Unique Lifestyle

MMB Finance, we understand that protecting your family is your top priority. That's why we offer bespoke life insurance solutions designed to fit your unique lifestyle and provide peace of mind. Our team of dedicated Insurance Advisers in Swindon is committed to guiding you through the complexities of life insurance and critical illness protection. We believe in empowering you with knowledge, enabling you to make informed decisions that safeguard your loved ones' futures. With a variety of policies tailored to meet diverse needs, MMB Finance stands as Swindon's premier independent life insurance and critical illness protection specialists. Choose MMB Finance, where your family's security is our enduring commitment.
  1. Term Life Insurance - offering life insurance with the added benefit of comprehensive critical illness protection that can extend to your children. The policy ensures that if the unthinkable happens, you're financially prepared, providing a safety net during challenging times, giving you peace of mind that your loved ones are protected.
  2. Whole Life Insurance - Whole Life Insurance - Unlike term insurance, whole life insurance provides coverage for the policyholder's entire life, as long as premiums are paid. It also includes a savings component, known as cash value, which grows over time and can be borrowed against or withdrawn.
  3. Decreasing Term Insurance (Mortgage Protection) - designed to reduce alongside your mortgage, ensuring your loved ones are not burdened with a mortgage debt. Additionally, can include Critical Illness Protection offers a safety net, providing financial support during the toughest times. This can also be extended to cover your children, giving you peace of mind that their well-being is protected too.
  4. Joint Life Insurance - are designed for couples who wish to have comprehensive protection that ensures in the event of tragedy, the surviving partner is provided for. Policies can pay-out upon the first or second death based. It's a practical, shared solution for peace of mind, knowing that you and your loved one are protected together.
  5. Gift Inter Vivos' Policies -Secure your legacy and protect your loved ones from unexpected tax burdens with a Gift Inter Vivos policy. This specialized insurance safeguards the value of your gifts against inheritance tax, ensuring that your generosity is preserved even after you're gone. With a fixed term and decreasing cover that aligns with taper relief, it's the prudent way to keep your gifts as intended: a blessing, not a financial burden.

What Is Life Insurance and critical illness protection?

Life insurance and critical illness protection are essential components of a robust financial plan, offering peace of mind and security for the unforeseen. Life insurance provides financial support to your beneficiaries in the event of your passing, ensuring they can maintain their standard of living and meet financial obligations without your income. Critical illness protection complements this by offering a tax-free lump sum payment if you are diagnosed with a specified serious illness. This can be invaluable in covering medical expenses, replacing lost income, or even paying off debts, allowing you to focus on recovery without financial stress. Together, these protections ensure that you and your loved ones are covered, not just in the event of death, but also if you face a life-altering illness. Investing in life insurance and critical illness protection is not just about risk mitigation; it's about ensuring continuity and stability for you and your family's future.

What Makes MMB Finance's Life Insurance Services Unique In Swindon?

Face-to-Face Service

Another advantage of being independent and our long experience as financial advisers is that we are able to provide you with a full range of financial services, including mortgages, second charge loans, buy-to-let mortgages, life insurance, family protection insurance, buildings and contents insurance, estate planning, will writing and personal finance planning, amongst others.

This means that we are able to advise you on your entire financial position, rather than only specific parts. This could help you save cost, in the long-term, by ensuring you have the right financial services for your circumstances.

No Fees For Life Insurance Advice

We charge no fees* for our Life Insurance advice to you, which means our advice is effectively free!

Most Life Insurance advisers, such as estate agents and other businesses offering Life Insurance usually charge a broker's fee on top of the commission they receive from the lender. You can be assured that you will not be charged such fees by us.

* Please note that the exception to this is where we are dealing with a complex case, when fees will be discussed and agreed in advance.

Local Knowledge & Experience

We tend to concentrate on working locally, within a 40 mile radius of Swindon (Gloucester, Cheltenham, Bristol, Bath, Cirencester, Oxford, Reading) and have strong ties to Swindon and its surrounding regions. Many of our loyal clients have been with us for over 25 years and we regularly review and update their financial plans. Our reputation is strong, as is our customer satisfaction, with many positive reviews from previous clients.

Our local knowledge brings experience of the local market and its trends. This crucial information can make a difference to the advice given to you, as local influences can be very different to national trends. Therefore, our local knowledge is used to make sure you have sound financial advice to give you the financial services which are best for you.

100% Independent Life Insurance Broker

MMB Finance has been a leading independent Life Insurance brokerage in Swindon since 1996 and has over 35 years of industry experience. Being independent means we are not tied to any bank, building society or lender of any type. Consequently, you can be assured that you will always receive objective Life Insurance advice, which is suited to your personal situation.

Furthermore, being an independent Life Insurance broker, we have access to any lender, bank or building society in the UK, which gives you access to the best possible Life Insurance product for your needs.

Full Range of Financial Services

In this age of online communication, all too many financial advisers never actually meet their clients to discuss the best solutions for them. At MMB Finance, we pride ourselves on working on a face-to-face basis wherever possible to discuss your finances in a friendly and relaxed way in your own home or office. Our Life Insurance advice is tailored to your personal circumstances and goals, so it makes sense to meet in-person so that all aspects of your finances are taken into account when advising you on your Life Insurance.

Frequently Asked Questions About Life Insurance