LIFE INSURANCE - PROTECTING YOUR FAMILIES AND LOVED ONES DESIGNED TO FIT YOUR UNIQUE LIFE STYLE
Secure Your Future with MMB Finance: Expert Advice for Life and Critical Illness Cover
Secure Your Family's Future with MMB Finance: Customised Life Insurance for Your Unique Lifestyle
- Term Life Insurance - offering life insurance with the added benefit of comprehensive critical illness protection that can extend to your children. The policy ensures that if the unthinkable happens, you're financially prepared, providing a safety net during challenging times, giving you peace of mind that your loved ones are protected.
- Whole Life Insurance - Whole Life Insurance - Unlike term insurance, whole life insurance provides coverage for the policyholder's entire life, as long as premiums are paid. It also includes a savings component, known as cash value, which grows over time and can be borrowed against or withdrawn.
- Decreasing Term Insurance (Mortgage Protection) - designed to reduce alongside your mortgage, ensuring your loved ones are not burdened with a mortgage debt. Additionally, can include Critical Illness Protection offers a safety net, providing financial support during the toughest times. This can also be extended to cover your children, giving you peace of mind that their well-being is protected too.
- Joint Life Insurance - are designed for couples who wish to have comprehensive protection that ensures in the event of tragedy, the surviving partner is provided for. Policies can pay-out upon the first or second death based. It's a practical, shared solution for peace of mind, knowing that you and your loved one are protected together.
- Gift Inter Vivos' Policies -Secure your legacy and protect your loved ones from unexpected tax burdens with a Gift Inter Vivos policy. This specialized insurance safeguards the value of your gifts against inheritance tax, ensuring that your generosity is preserved even after you're gone. With a fixed term and decreasing cover that aligns with taper relief, it's the prudent way to keep your gifts as intended: a blessing, not a financial burden.
What Is Life Insurance and critical illness protection?
What Makes MMB Finance's Life Insurance Services Unique In Swindon?
Face-to-Face Service
Another advantage of being independent and our long experience as financial advisers is that we are able to provide you with a full range of financial services, including mortgages, second charge loans, buy-to-let mortgages, life insurance, family protection insurance, buildings and contents insurance, estate planning, will writing and personal finance planning, amongst others.
This means that we are able to advise you on your entire financial position, rather than only specific parts. This could help you save cost, in the long-term, by ensuring you have the right financial services for your circumstances.
No Fees For Life Insurance Advice
We charge no fees* for our Life Insurance advice to you, which means our advice is effectively free!
Most Life Insurance advisers, such as estate agents and other businesses offering Life Insurance usually charge a broker's fee on top of the commission they receive from the lender. You can be assured that you will not be charged such fees by us.
Local Knowledge & Experience
We tend to concentrate on working locally, within a 40 mile radius of Swindon (Gloucester, Cheltenham, Bristol, Bath, Cirencester, Oxford, Reading) and have strong ties to Swindon and its surrounding regions. Many of our loyal clients have been with us for over 25 years and we regularly review and update their financial plans. Our reputation is strong, as is our customer satisfaction, with many positive reviews from previous clients.
Our local knowledge brings experience of the local market and its trends. This crucial information can make a difference to the advice given to you, as local influences can be very different to national trends. Therefore, our local knowledge is used to make sure you have sound financial advice to give you the financial services which are best for you.
100% Independent Life Insurance Broker
MMB Finance has been a leading independent Life Insurance brokerage in Swindon since 1996 and has over 35 years of industry experience. Being independent means we are not tied to any bank, building society or lender of any type. Consequently, you can be assured that you will always receive objective Life Insurance advice, which is suited to your personal situation.
Furthermore, being an independent Life Insurance broker, we have access to any lender, bank or building society in the UK, which gives you access to the best possible Life Insurance product for your needs.