Swindon      01793 524444
Gloucester 01452 260729

Your Local Independent Specialist Insurance, Mortgage and Commercial Finance Advisors

Mortgage Advice

Looking for totally independent mortgage advice then contact us for Residential and Buy to Let Mortgages. Since the financial crisis and with new mortgage regulation introduced in 2014, it’s now more difficult to get your mortgage approved plus with so many different mortgages to choose from! Like Guarantor mortgages, to help first time buyers . Don’t forget government Help to buy schemes if you're having difficulty raising the deposit needed to buy your home, you might be able to get affordable home through a Right to Buy  or you may consider shared ownership purchase. If you are in the Armed Forces you may also qualify for buying your first home with the Forces Help to Buy.

If you are Self employed, or you’re a 100% Director it gets complicated to find a new lender but we can help. Whatever you’re current or past circumstances, we can help with mortgage arrears, CCJ's, defaults, discharged bankrupts and people in current or past IVA's.

Thinking about selling your home and about your new next  move let us take care of your mortgage so all you need to focus on is the move. From arranging the conveyancing and insurance to helping you with the legal paperwork. You mortgage advisers will work out how much you can afford to borrow, recommend which mortgage best fits your needs and circumstances and what it'll cost, we can complete all the legal work for you which could save you time and money, so you complete your mortgage sooner.  

If don't want to move home you may wish to free up some of the capital tied up in your home or simply find a more competitive interest rate.  We can help find the right remortgage deal.

Then you will need to consider all the individual different special deals on, fixed rates, or discounted trackers, capped rates  and cashback, offset mortgages, banks vs building societies or private banks even foreign currency options

After all that the next big question is how much can I borrow? Lenders decide how much you can borrow according to how much you earn. Make sure you do your sums. With thousands of different options on the market we realise it's a tricky business, so let us guide you through the maze.

You may what help in arranging a Buy to Let Investment Mortgages (BTL) for landlords who buy property specifically to rent out. We will advice you about the buy to let mortgages and make sure you've all the information you need before you take the next steps or make any decision on purchasing a rental property.

For more specific help and to talk through you options, call our team of expert advisers today

Whether Selling, buying take a look our compete guide to buying your home, There are so many things to think about but we will try to make the buying and selling process will be a far less stressful experience.