TERMS AND CONDITIONS OF USE

These are the terms and conditions subject to which you may use the websites operated and provided by MMB Finance Ltd ("collectively the Websites"). These terms and conditions also explain how MMB Finance Ltd uses any Personal Data (as defined in the Data Protection Act 1998 ("the Act")) you forward to it and what your obligations are in relation to such Personal Data.

By accessing, using and downloading the Websites you are indicating your acceptance to be bound by these terms and conditions ("the Agreement") and you re-affirm that acceptance every time you access the Websites.

MMB Finance Ltd is a company registered in England. This Agreement is governed and construed in accordance with English law. You and MMB Finance Ltd each submit to the non-exclusive jurisdiction of the English courts in relation to disputes arising out of this Agreement.

Browse at your own risk

Please note that you access and use the Websites at your own risk. MMB Finance Ltd is not responsible for any type of loss or damage which you may sustain as a result of accessing and using the Websites. MMB Finance Ltd assumes no responsibility for the contents of any other Websites to which the Websites have links and if you access any such linked Websites you do so at your own risk. MMB Finance Ltd inclusion of links to such websites does not imply any endorsement by MMB Finance Ltd of the materials on such Websites. MMB Finance Ltd does not permit any third party to operate a link to any of the Websites without obtaining MMB Finance Ltd prior written consent. MMB Finance Ltd does not grant any licence whatsoever to any third party to make hypertext links to any of MMB Finance Ltd website pages nor to frame the MMB Finance Ltd website within any third party website.

The Websites are accessed via the world-wide web ("WWW") which is independent of MMB Finance Ltd. Your use of the WWW is at your own risk and subject to all applicable national and international laws and regulations. MMB Finance Ltd has no responsibility for any information or services obtained by you on the WWW. MMB Finance Ltd reserves the right to modify, supplement, move or delete portions of or add to the Websites at any time with or without notice.

Intellectual Property

All copyright and other rights (including database rights, trademarks (whether registered or unregistered) and all other intellectual property rights) in and to the Websites and their contents (which for the avoidance of doubt shall include all information contained in or available from the Websites ("the Contents")) are owned by or licensed to MMB Finance Ltd or are otherwise used by MMB Finance Ltd as permitted under applicable laws. Unless MMB Finance Ltd explicitly states otherwise in writing, you may use, view, download, copy or print textual or graphic content of the Websites provided that it is solely used by you for the purpose of submitting a case to or requesting a quote from MMB Finance Ltd or accessing the list of professionals in accordance with the instructions provided throughout the Websites and provided that you do not change or delete any copyright, trademark or other proprietary notices on such content. Under no circumstances may you use any Content in a manner that may give a false or misleading impression of MMB Finance Ltd.

You agree not to copy, reproduce, store in any medium (including in any other websites), distribute, transmit, modify, alter, disseminate, create derivative works from all or any part of any of the Websites or edit any part of any of the Websites other than as permitted above without obtaining MMB Finance Ltd prior written consent.

Specific Prohibitions

You may not use any device, software or routine to interfere or attempt to interfere with the proper working of the Websites nor may you attempt to decipher, de-compile, disassemble or reverse engineer any of the software comprising or in any way making up a part of any of the Websites.

You agree to use all Websites for lawful purposes only and in a manner that does not infringe the rights of, or restrict the use of any of the Websites by, any third party. MMB Finance Ltd does not permit any third party to in any way frame the Websites without obtaining MMB Finance Ltd prior written consent.

Liability

The Websites and the Contents are provided for general information purposes only and whilst MMB Finance Ltd has taken every care in the preparation of the Websites and the Contents, MMB Finance Ltd cannot guarantee that the Contents will be completely up to date and free of mistakes. To the extent permitted by applicable law MMB Finance Ltd makes no warranties, representations and/or undertakings (express or implied) in respect of the Websites and the Content (including the accuracy, reliability, suitability, quality, availability or completeness thereof). MMB Finance Ltd excludes all liability (other than for death or personal injury caused by its negligence) in relation to the Websites and the Contents, whether such liability arises in contract, tort, negligence, breach of statutory duty or otherwise (including, without limitation, liability in respect of any losses, damages, costs or expenses of any nature whatsoever incurred or suffered by you of an indirect or consequential nature, such as loss of profits, data, business or goodwill).

MMB Finance Ltd makes no claims or representations that any or all of the Contents may be lawfully viewed or downloaded outside England and Wales and unless otherwise specifically stated, the Contents and these Websites are directed solely at consumers and/or businesses who access these Websites from England and Wales. Access to such materials may not be legal by certain persons or in certain countries. If you choose to access the Websites from outside England or Wales, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

Computer Viruses and Errors

Whilst MMB Finance Ltd will use reasonable endeavours to ensure that the Websites do not contain or promulgate any errors, viruses, bugs, other malicious code or harmful components and will be uninterrupted MMB Finance Ltd makes no warranty or representation that this will be the case. However it is recommended that you should virus check all materials downloaded from the Websites and regularly check for the presence of errors, viruses, bugs, other malicious code, and harmful components.

MMB Finance Ltd excludes to the fullest extent permitted by applicable laws all liability (other than liability for death or personal injury caused by MMB Finance Ltd negligence) in connection with any damage or loss caused by errors, viruses, bugs, other malicious code or harmful components originating or contracted from the Websites and any interruptions in the running of the Websites.

Termination

MMB Finance Ltd shall have the right to immediately terminate your use of the Websites if MMB Finance Ltd determines in their sole discretion that you have breached these terms and conditions or have otherwise been engaged in conduct which they determine in their sole discretion to be unacceptable.